Insurance

Insurance Operations & Sales Specialist

Master life and general insurance policy lifecycles, IRDAI underwriting regulations, and claims administration.

No reviews yet (New Cohort)
12 Weeks
Certificate of Completion
Instructor
Sunita Deshmukh, Fellow of Insurance Institute of India (FIII)
Download Course Syllabus (PDF)View all Insurance syllabi (PDF) →
Full Upfront Fee (All-Inclusive)
₹5,898Incl. 18% GST
Base Program Tuition:₹3,999
Assessment & Capstone Exam Fee:₹999
Statutory GST (18%):₹900
Total Payable Upfront:₹5,898
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Submit your profile above. The official Razorpay payment link (razorpay.me/@spotenrollsalesandservicespri) will immediately unlock to complete your screening fee (₹999) and start your test.

Application & Screening Process

All candidates apply for screening first. The official Razorpay payment link (razorpay.me/@spotenrollsalesandservicespri) is unlocked in your student application dashboard to complete the assessment fee and start your test.

Transparent Pricing • No Hidden Graduation or Certificate Surcharges

This course includes:

  • Real-world case studies
  • Expert instructor feedback
  • Downloadable resume templates
  • Verified Certificate
Download Complete Syllabus (PDF)

About This Course

An 8-week accredited vocational program aligned with Insurance Regulatory and Development Authority of India (IRDAI) competencies. Learn mortality risk appraisal, proposal underwriting, premium calculations, policy servicing, and corporate agency administration.

Course Curriculum

Module 1: Principles of Insurance & Indian Market Regulatory Framework

3 lessons
Fundamental Legal Principles Governing Insurance Contracts
Preview
IRDAI Regulatory Guidelines on Policyholder Protection
Structure of Life, General & Standalone Health Insurers in India

Module 2: Life Insurance Underwriting & Risk Classification

3 lessons
Scrutinizing Life Proposal Forms & Moral Hazard Identification
Financial Underwriting: Human Life Value (HLV) & 20x Income Benchmarks
Medical Risk Classification, Extra Mortality Ratings & Counter-Offers

Module 3: General & Motor Insurance Underwriting

3 lessons
Comprehensive Motor Policy Schedules & Insured Declared Value (IDV)
No-Claim Bonus (NCB) Reserving & Transfer Verification
Standard Fire and Special Perils (SFSP) Policy Underwriting

Module 4: Policy Servicing, Renewals & Claims Adjudication

3 lessons
Policy Servicing: Alterations, Assignments, and Nominations (Section 39)
Lapse Management, Revival Schemes & Paid-Up Value Calculations
Claims Settlement Timeline, Section 45 Repudiation Protocols & Capstone Audit

Student Reviews & Testimonials

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