Insurance Operations & Sales Specialist
Master life and general insurance policy lifecycles, IRDAI underwriting regulations, and claims administration.
Transparent Fee Structure & Taxation
| Component | Amount (INR) | Applicability & Notes |
|---|---|---|
| 1. Base Program Tuition | ₹3,999 | Live practical training, LMS access, project reviews, and job interviews |
| 2. Screening Assessment & Capstone Fee | ₹999 | Proctored examination, score card, and interview evaluation |
| 3. Statutory GST (18%) | ₹900 | Government indirect tax with standard GST invoice issued |
| Total Payable Upfront | ₹5,898 | Paid via verified Razorpay portal after applying for assessment |
Curriculum Syllabus (4 Modules)
12 Total LessonsModule 1: Principles of Insurance & Indian Market Regulatory Framework
3 LessonsUberrima Fides (Utmost Good Faith), Insurable Interest, Indemnity, Subrogation, and IRDAI Act 1999 mandates.
- 1Fundamental Legal Principles Governing Insurance ContractsPreview36 min
- 2IRDAI Regulatory Guidelines on Policyholder Protection40 min
- 3Structure of Life, General & Standalone Health Insurers in India32 min
Module 2: Life Insurance Underwriting & Risk Classification
3 LessonsProposal form scrutiny, medical & non-medical underwriting, financial underwriting, and loading calculations.
- 1Scrutinizing Life Proposal Forms & Moral Hazard Identification44 min
- 2Financial Underwriting: Human Life Value (HLV) & 20x Income Benchmarks46 min
- 3Medical Risk Classification, Extra Mortality Ratings & Counter-Offers42 min
Module 3: General & Motor Insurance Underwriting
3 LessonsMotor Vehicles Act 2019 amendments, Own Damage (OD) vs Third Party (TP) pricing, and fire/marine basics.
- 1Comprehensive Motor Policy Schedules & Insured Declared Value (IDV)40 min
- 2No-Claim Bonus (NCB) Reserving & Transfer Verification36 min
- 3Standard Fire and Special Perils (SFSP) Policy Underwriting42 min
Module 4: Policy Servicing, Renewals & Claims Adjudication
3 LessonsEndorsements, grace periods, revival of lapsed policies, surrender values, and death claim settlements.
- 1Policy Servicing: Alterations, Assignments, and Nominations (Section 39)38 min
- 2Lapse Management, Revival Schemes & Paid-Up Value Calculations40 min
- 3Claims Settlement Timeline, Section 45 Repudiation Protocols & Capstone Audit60 min
Assessment & Certification Roadmap:
Submit profile, academic qualification, and choose examination slot.
Pay ₹999 exam fee via official Razorpay link and complete test.
Complete hands-on case studies, live mentor sessions, and capstone project.
Get verified credentials, resume audit, and interview deployment.